How to Afford a Used Wheelchair Accessible Vehicle

 

Among people with disabilities, especially wheelchair users, one of the most talked about subjects is the price of a wheelchair accessible vehicle. A shiny new van can be out of range for many consumers on fixed incomes. But a used wheelchair van could be a possibility.

Let’s take a look at some concerns people may have:

Used vehicles have too much mileage on them.

Many used vehicles don’t have much mileage and the mobility equipment may be hardly used.

How much does a used accessible van with a ramp or lift cost?

A wheelchair accessible van less than 3 years old could start at $20,000—or thousands less. A gently used, older wheelchair van can be converted to save even more.

An older vehicle won’t last much longer.

A vehicle properly taken care of can last for decades. For added peace of mind, contact a mobility dealer who sells used wheelchair accessible vehicles and is a member of the National Mobility Equipment Dealers Association (NMEDA). Part of its Quality Assurance Program (QAP) guarantees 24-hour service to its customers.

A used vehicle probably won’t have the equipment I want.

You want an in-floor ramp but you can only find fold-outs. If the price is right, you may be able to have the desired equipment installed after the sale. Do your research up front.

How can I qualify for a vehicle loan?

• Talk to a NMEDA mobility dealer—they know the organizations, non-profits, state and federal agencies and charities that will help in financing in your area.
• If you are a Veteran, you may be eligible for a $18,000 credit towards a wheelchair accessible vehicle. For more information go to https://www.vba.va.gov/VBA/benefits/factsheets/ – Automobile and Special Equipment Adaptive Grants or call 1-800-827-1000.
• Start saving! If you get an income tax refund, put it in a special savings account.
• Ask your family and friends to forgo gifts and donate towards your vehicle fund.

Above all, contact a mobility expert—a member of NMEDA. They will work hand-in-hand with you on areas like what is right for you, financing options, rates, terms, manufacturer offers, incentives and benefits.

The National Mobility Equipment Dealers Association (NMEDA) is an advocate for mobility and accessibility for drivers with disabilities. If you need help with converting or buying a handicap accessible car, truck or van, please consider one of our mobility equipment dealers.